Rare opportunity alert: this is the only owner finance option currently available in the Richmond Hill school district! Whether you're self-employed or simply want a faster, more flexible path to homeownership, this freshly renovated ranch makes it possible. This 3 bedroom, 2 bathroom home has been completely refreshed from top to bottom. The open living and dining area creates a bright, functional space for everyday living and entertaining. The finished 1-car garage offers incredible flexibility — use it as a 4th bedroom, home office, or bonus space to fit your needs. Step inside to a newly renovated kitchen and beautifully updated bathrooms, all finished with brand new fixtures throughout. Fresh paint inside and out gives this home a crisp, move-in-ready feel, while the brand new roof means one less thing to worry about for years to come. Outside, enjoy peaceful mornings or relaxing evenings on the screened porch, with added privacy from the newly installed wood privacy fence. OWNER FINANCING AVAILABLE!!! Don't miss this rare chance to own a beautifully updated home in the Richmond Hill school district with flexible owner financing terms. NO HOA!!! Schedule your showing today!